🇨🇾 Cyprus net salary calculator
Your Cypriot net salary is gross minus 8.8% social insurance and 2.65% GHS, and income tax above the 22,000 EUR tax-free band.
✓ Verified against 2 self-test cases Updated for 2026 · sources checked 2026-08-02
How net salary in Cyprus is calculated
Cyprus deducts 8.8% social insurance on a capped base and 2.65% for the General Healthcare System (GHS/GESY) from gross.
Income tax is generous at the bottom: the 2026 tax reform raised the tax-free band from 19,500 to 22,000 EUR, then 20/25/30/35% across the bands. The calculator combines the contributions and tax. Estimate, not tax advice.
Worked example
| grossAnnual | 25000 |
|---|---|
| si | 2200 |
| ghs | 662.5 |
| tax | 600 |
| netAnnual | 21537.5 |
Frequently asked questions
What is the net for 25,000 EUR in Cyprus?
Social insurance 2,200, GHS 662.50 and income tax 600 (20% on the slice above 22,000) leave about 21,538 EUR net.
How much income is tax-free in Cyprus?
The first 22,000 EUR of taxable income is taxed at 0%, raised from 19,500 by the 2026 tax reform.
What is GHS?
The General Healthcare System contribution (GESY), 2.65% of income up to a high cap.
Sources
- Cyprus Tax Department · checked 2026-08-02
Estimate. Not tax advice. The verification badge means the model reproduces the stated formula through 2 self-test cases; the sources support that the formula matches the rules.
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